Pricing Structures
Flexible pricing options to fit the way your business operates. Here’s a simple overview of the most common structures we offer and how each one works.
- 01
Interchange Plus
How it works: You pay the actual interchange costs set by the card networks plus a transparent, agreed upon markup.
Best for: Businesses that want a straightforward, transparent pricing model with pass-through pricing.
- 02
Flat Rate
How it works: A simple, single rate for all card transactions, regardless of card type.
Best for: Businesses that prefer a predictable, easy to understand approach.
- 03
Dual Pricing
How it works: A posted two-price system: a card price and a cash price. Your customer then chooses which way they wish to pay. We call it “Consumer’s Choice.”
Best for: Businesses that want to give customers a choice and look for ways to offset their processing costs.
Looking for a cash discount or surcharge program? We offer those too, and we’re happy to walk you through the options.
- 04
Level 2 / Level 3
How it works: B2B and commercial card processing that captures additional transaction details, such as invoice, tax and purchasing information, to help qualify the transaction at a lower cost.
Best for: Businesses regularly accepting commercial, corporate, purchasing or government cards, not standard consumer credit cards. It can help eligible businesses reduce their processing costs.
You may also see membership or tiered pricing programs offered elsewhere. We don’t typically recommend those, and we’re happy to explain why.